Completely agree with you. Most people would get crazy when, all of a sudden, they get a summ of money that big. Investing it right; like using it for starting up a business or other real opportunity, (cheap) real estate abroad etc. Briefly said: making the money work for you.
It's like Jim Rohn said; it's not the money that makes you a millionaire. It's the person you'll have to become, being worth a million dollar.