You can "take care" of all the insurance agencies CEOs & the problem still remains.

Funny enough (or sad), introducing more regulation will exacerbate the problem even worse

I think that majority will think intervention is the best way to fix it.

What a common bias it is, to add more rules. Basic newb programmer error. That's why their code is a frankensteins monster mess of random nonsense stapled onto other wobbly garbage