I actually know a few people who have more wealth than they could ever spend. One of them was one of the most sociable and modest people I’ve ever met: he owned a single pair of jeans and two lumberjack shirts, which were more than enough to keep him properly dressed for many years. And he had built the world’s largest global removals and logistics company from scratch. I considered him a happy and well-balanced person. All the others, with all due respect, may be rich, but they are truly poor in terms of all their human hardships and problems. Money does not bring happiness. Money brings loneliness. That is how one might generalise it.

Setting goals, on the other hand, can be a wonderful driving force, even if they sometimes seem unrealistic.