It is amazing how true this is. Our minds guide our reality.

I know a person, and he lives with perpetual debt, no money, constant stress, and he complains incessantly. I have known this person long enough, that I know it's not bad luck, he creates this reality by the way he thinks. He tells me that he will never get out of debt, he will have to work until he's dead, and he'll never have any money. This causes him to take out more debt, because he thinks, what's the point of getting out of debt, if he’ll always stay in debt. It is a self-fulfilling prophecy. It's really sad. I wish he didn't do that to himself.