Steem4nigeria Accelerator Contest Week131: Dealing with an ingrate||How he refused to pay me back the money I lent to him

INTRODUCTION

There is no gain saying that there are people who by their nature, are kind-hearted. Such people shoulders other people's problems as if it were theirs. They could be a blood relative, friend, colleague or any other person that means well to others. These persons even go the extra miles to leave their own problems just to solve the problems of others.

While some people make good use of the opportunity they get from associating themselves with these kind-hearted persons, others take it for granted. They end up rewarding the good extended to them for evil. The people taking such opportunities for granted or rewarding good for evil, are the ones that this contest refer to as the ingrate. From this juncture, I head to answer the questions raised by the host of this contest

Who i understand to be an ingrate
From my introduction, I formed a narrative to which I could form my opinion about who an ingrate is. For me, an ingrate is a person who never show or express appreciation to whatever help, assistance, or solution being rendered or extended to them by a person.

For these ingrate kind of persons, no amount of assistance or help given to them is enough. They tend to have a sense entitlement which makes them think that they deserve to receive everything good from people. This is the mentality that ingrate persons tend to have.

Have you ever dealt with one in the past? if yes, kindly share your experience.

Yes, I have dealt with an ingrate in the past. I captured it in the title of the contest:How he refused to pay me back the money I learnt to him.

Some time ago, a friend and colleague of mine came to me asking me for financial assistance. He narrated the ordeals he was going through. I listened to him carefully such that it will only take a stone-hearted person to refuse him his request for such financial assistance.

His request was very challenging to me because the money I had was set aside to buy some household items. I asked him to go let me think over it. Due to the relationship that exists between us even though we are not bloodly related, I considered his condition and decided to grant him the financial help.

He requested for the sum of N70,000 as at that time, which was still a good sum of money. When measured against the price of steem today, this amount would fetch me about 5,670,000 steem at the current price of N81 (naira) per steem. I called him and lent him this amount of money for him to settle his financial needs. He promised pay me back within a period of time although with a little interest of 0.1%. I gave him the benefit to pay off the money on monthly basis rather than paying on weekly which is often the method used to pay off a certain amount in micro lending.

Now, hear the onus of his ingratitude to my good gesture

After he made the first and second payment, he said he would not pay the remaining balance of the amount. I asked him why and he said he wouldn't continue as had completed his payment. I said no . He insisted that he would not pay any further. I became surprised of his insinuations.

To clarify issues, I went to the bank and printed my bank statement within the specified lending period. The statement proved that he only remited twice and since then, he has not made any other payment. Even at this point, he said he would not make any further payment. I was like, what is happening with this young man?

It dawned on me that whenever people wants to borrow from you, they pretend to be more nice than the lender. But when it is time for them to pay back, you will see the tiger in them. Up till the point of making this post, he has not had the remorse of paying back the remaining balance of the money.

Lessons I learnt from my experience with that ingrate?

I have learnt the following in the course of my experience with this ingrate:

• If at all I decide to lend or help someone financially, I only give a certain amount I can easily let go

• **People pretend to be nice when coming to borrow from you. Once you lend out the financial help to them, be prepared to see that tiger in them because they may not be willing to pay back the money. **This justifies the Igbo adage that says “the sound of bitter kola is not its taste".

Would you do good to others regardless in spite of your past experience with an ingrate?

Yes, I will! But just as I said. I will only do good within the capacity that I can easily let go and not expect anything in return. I will do good when and I will not do when I can't. This keeps me at a safe zone.

I invite the following persons to participate in this contest:
@yakspeace
@lilly1
@obikay