Your post is written in a very realistic and bold manner. You have described both the positives and negatives of the daily contribution collector system with great boldness, especially the incident involving the woman who ran away with the money is eye-opening. You rightly point out how dangerous it can be to do financial transactions without a written agreement. Also, you made it clear that if the system is organized and under government supervision, it can be beneficial for entrepreneurs. Your style is serious but also full of light humor, which makes the writing more interesting.