I withdraw a few times to try it out and l the Steem remained in another wallet. In the end I transferred it back and even bought Steem / invested because there's no longer a way to do so (of I haven't figured it out yet). So after all those years I have used 0. No house or car bought with Steem.

Since clubstatus means holding it sounds to me this is the only way but the question is why people who see Steemit astheir job would hold. They come to cash out not to start a piggybank.

Next to that a new question arose with @el-nailul his remark:
What is the point small fish do it if whales don't care?