I totally agree with you but looking back I wish I just simply put money in the buy column and not look at it until a decade later. The fact is this has been over a decade bull run and whether it ends tomorrow or five years from now I have missed out on a lot of this gain. I do not know if someone made a study about how much retail investment is currently in the market but I am going on the assumption not very much. Pensions and trusts are the retail and government printing to add in with rarely anyone needing to sell will jack this market to higher highs. 2008/09 retail investors lost a ton so likely will not get back in. Why else are banks laying off people and downsizing, the business is shrinking. Sorry, I got off on a tangent. Thanks!

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