It is one thing to lose 1/13th of your SP if a power-down is initiated by a scam and another to lose 1/4...or even all of it.

It seems to me that you are bullying us - this is not the biggest problem (there are white output addresses, there are 2FA, you can come up with many more ways to protect.)
People store crypto on exchanges, thereby exposing themselves to much greater danger - people, by their stupidity, will always lose their crypto - even if you come up with a million ways of protection.
The @Yabapmatt idea is great - 13 weeks is enough for a beginner to understand the platform and decide to develop it or dump it! (this is true) Beginners always have a small amount of Steem and instant exit and drain of coins on the exchange does not affect the price. I think we are moving in the right direction. I just urge all witnesses to look at the situation not from their positions, but from the perspective of a novice. Imagine yourself a beginner, imagine that you have zero knowledge about STEEM. You buy a steem, register, and in the process you learn a million rules and regulations with a bunch of restrictions (it doesn't remind you of a prison)
Make a decision as a beginner and then thousands of newcomers will come here !!!
Sorry for my english )

Posted via Steemleo