Another jewel of wise money management!
I was wallowing in a cycle of Boom and Bust. When I worked, I had abundant income, and did 'fairly well' with that money, almost getting to where I could work the Debt Snowball towards paying off, with varying success. Then a layoff. My work was excessively far away. Average daily commute was ~100 MILES. (not kilometers!) Every day, that is a lot of fuel and time. Plus wear and tear on vehicles and body.
Long story short, I fixed most of that. Got a local job ($10 less on the hour🙃) my housing expense is minimal, no mortgage or rent. Filed for my pension and that more than covers the hourly wages I sacrificed. 20% BONUS 🤩🤑👍 in fact, my cash flow is up, and the pension is taxed LESS than the wages! No car payments just maint. and insurance. 😳🙃😱😜😵😝😝😝 So I need to tackle this credit card thing, AND do the emergency fund like you ladies. Oh, I have started, but DOING is better than Trying! Finishing is better than Starting 🤩
I have a POSSIBLE closer job, starts at about what I am making now and goes up, CLOSER, (under 5 km, 3 miles) but I hate the hours, 12 hour swing shifts 😝😵😜🙃😝😝😝 Main thing that keeps me where I am is the 40 hours, that's all I want. Prolly stay where I am, it's just 9 miles 15km and I have good access to basically anything before or after work... OH, I am close to the shooting range (indoor😋) and I always could go blow off STEEM before work 💪😉🤙 Think I will stay...