For an investment club, ETC is 100% to the best option as they are easily traded, you can buy them at the silver spot price and there are no holding fees.

For a personal stacker, i think that you need to hold it yourself, in a vault are in a safe at home. It costs more for sure having to get is delivered but when you hold your own silver, you also have a resale premium if you have bought a coin that is part of a popular series are something. As a silver stacker for 6 years, i sleep better at night knowing where my money is. There are many different types of silvr stackers out there each with there own plan and goals. My thoughts are, as long as your stacking, doesn't really matter if its paper are physical silver, your stacking and that's the important thing.

Both have there plus and negatives and i personally should own some paper silver as i have a decent stack and 50oz of paper would only represent a small percentage. I just can't make myself do it, i can't pull the trigger.

Great comment, thank you for sharing