Wow! What a very beautiful analysis you've come up with and I also love your advice and regards to either investing or paying off debts.

As for me I'll say it really depends on the time frame you have to pay up your debts even though being a debtor can really be so frustrating and intimidating sometimes most especially if the money lender wants his or her money back.

But the fact is that if the time frame or time limit to pay one's debt is really much, it's advisable to invest the money into a profitable business that can yield double amounts of your investment. Once this is done, you can actually pay up your debts and keep or re invest the remaining amount of money.

Thanks for sharing this great post with love from @hardaeborla and I hope you are have a great day ahead ❤️❤️💕💕❤️💕❤️