I think that now we have to be very careful with everything that concerns investments, money, the economy is very bad, and it does not seem to improve in the medium term. Those who keep their jobs, it is good that they save, and if we are talking about investments, think about it, we are not in times of losing money.
But taking out loans can always be a double-edged sword. It is better to wait for some stability so that you can have a clearer vision later on.