Where I'm from, digital money has no value... People can use it, but they can't keep it in wallets as the balance slowly drops to zero. The fees to handle digital money are going up constantly.

A lot of shops here still use cash even though banks charge extra to deposit cash back to bank accounts.

Instead of robbing banks, criminals use small fraudulent credit card charges because police has a threshold before they can investigate international crimes crossing borders. Banks can't do anything about the fraudulent charges as their payment processor doesn't enforce requiring use of card verification codes.