I can't agree less.
During my teenage age, I had a lot of opportunities and either made too much money than I needed or never truly maximised the opportunities because I felt I didn't need them. Mommy and daddy are there to provide.

Looking back now, I wish I knew better. That was the best time to build my finances and create a structure. We never get to make enough money. We just need the right structures to ensure that we don't sink into penury.

I wish I knew what I know now.