No no no, i loaned the land as i lived with them, and also, without my parents advice and cosign i would have been in a trailer, they told me not to rent, whatever it took, i would have took years longer without them, I got the loan to build the home on my own after building credit etc. Your very kind and thanks for the long read, you have a great life ahead of you, peace. AND never give up;!✌ oh and one thing i feel i did wrong was purchasing a home before finding someone, mabe not a greatest decision, a couple has twice the potential, and it would be fun shopping together for what yall want, later.