Yeah I did consider that it was a little over complicated.

But I wanted to come up with a system that also dealt with the scammer/emotional blackmailers as well, as I believe that will always be a problem and will become more so once we go "Mainstream"

I also believe if we don't act before that happens we'll get a bad perception as a "scammy" place.

I don't think it has to be this system, I just wanted to add my 2 cents to the wider conversation on the issue.

I appreciate your comment :)