RE: inertia invites you to try lending on Kiva!
Awesome. I am a huge fan.
It's a great platform for micro-lending worldwide. I love reading the stories of the applicants, especially the entrepreneurs.
I've made about 20 loans, with a very high repayment rate. It's a transparent process, and feels like a sustainable model for doing good.
The one feature of the site I've been wanting for years is the ability to automatically re-invest. While I like picking specific individuals, I haven't always made the time to login and read through options on a monthly basis. As a result, too often money sits unused in my Kiva account.
I would put more money into the service if Kiva had a feature that let me automatically reinvest in certain geographies and loan types. Even better would be offering the ability to reinvest based on the choices of others. (For example: "People who choose loans similar to yours also invested in...." or "Follow the investments of these lenders...")
So there is everything awesome about Kiva