I'd say the choice lies within how you view your situation. Money isn't happiness. Would you say the bullying made you stronger perhaps? Temporal happiness and long-term happiness are different things I'd say.

I like the definition of happiness Aristotle proposed..'eudamonia'...which is essentially fulfilling our purpose; one of fulfillment. To him, if we practice virtuos activities each day rather than let the doldrums of socialization weigh down on us...we were in a good place.

I stuttered throughout Middle School and High School and took on a whole bunch of 'bullying' and was looked down upon by some who didn't know my true capabilities. When I realized I was in-control of it, for the most part, and became mostly fluent...I reached a level where I'm glad I went through that hardship.

[More on Aristotle here if you're interested: http://www.philosophybasics.com/branch_eudaimonism.html]

I know being broke can be a stressor, but the best I can say is try to take things relatively; as hard as it might seem sometimes....at least you have your life. Many who wanted theirs have lost it without wanting too...at young ages...in tragic accidents, etc.. I know it's easier said that done....but giving it a shot is worth it isnt it?