Hi @dana-edwards
Thank you for raising such questions in your blog, but I think that to write something in the style: "we must" no longer works, maybe it worked before, but not today.
A mixture of blockchain, capitalist system and modern man is a Molotov cocktail. In Russia there was an experience of creation of a financial pyramid, it were 90 years, the project was called MMM. As a result, almost every citizen of the country is very impoverished, not rich. And the point here is not that the idea of a financial pyramid is wrong or the implementation of this project was weak. No, it is not.
The point is that man is weak by nature, this weakness in the Christian tradition is called sin. There are different sins, but all this is human weakness. It is this weakness, or rather greed and mistrust that led to the collapse of the MMM, the same thing will happen in the future with the whole world, if the essence of man doesn't change. So the only way to avoid total economic collapse is to work with people's minds, shift it towards creating values, not profit.
How to do it? Personal example + modern tools. One of the modern tools is Steemit, I see great potential for working with people.
May the force be with us!