My cousin had a minor procedure last year, and even with insurance, the bills kept coming like an avalanche. We were stressing hard trying to juggle rent and the medical stuff. What helped us was looking for a personal loan that was clear about rates and fees—no hidden traps. I came across Loan to pay bills when searching for options, and it seemed straightforward, which was a relief. Just make sure to read all the terms carefully—small mistakes can snowball fast. Hope your sister’s recovery is smooth!