Oh my... lady gold bug is in my wish list too, @dwingsworld. It is going to take my entire lifetime to acquire everything in my wish list! Sometimes, I can't wait for my next month's buying cycle. And that is dangerous. You know the rule of stacking. Grow your fiat savings/emergency fund (which means "no matter what, do not use it for precious metals because THAT is not an emergency!"), and never use revolving debt. These are the virtues I learned from stacking: patience, discipline, saying "no" to myself (and suffering through wanting so bad to buy, like N-O-W!!!)