Money cuts out the middle man, making achieving your wants more simple. I don't personally think its the root of all evil, but do see it as a tool. Evil is but a polarity of good, which both are instances of the same idea as hot and cold are temperature. Money in and of itself is not inherently negative, but the individuals using it may lose sight of whats important to gain more.
yes, the actual love for the money is the true evil. and the system is designed in a way that we love money.