Nice article @calaber24p. I have friends who play the lotto and I feel they understand that they dont have good odds at winning. (The probably don't understand how bad the odds truly are) They figure throwing 5 bucks in the pool wouldnt hurt. It not an education level its an oppurtuntity. Wealthier people just have more oppurtunity. Its the same reason a bunch of people play the lotto when it gets to be 400 million. I think managing money should be put into the schools curriculum.