There's an undercurrent of thought in all these decisions made that many citizens don't understand. Our governments have come to consider the citizen as a financial asset. Government leverages these many assets to fill empty treasuries and print paper to create the illusion of wealth. You as a productive citizen are being measured by the value you will produce over your lifespan, and this worth is being leveraged to allow for more State debt. This also leads to treating more promising citizens with privilege, and pushing for controlling repopulation of the weaker and less productive. Government has lost touch with the fundamental valuation of a citizen - hence our invigorated push for localized government and personal freedom. Good luck to you all as you seek financial independence. Use the regulated system but don't be controlled by it, and avoid debt at any cost!