Saving Money The Smart Way
With my daughter in a grocery store. She always spoil my list, but can't resist her.
Hello Steemian!
Today post help us to be frugal and some tricks and ways to save money that can help to our goal of financial freedom.
So here it is.
Pay yourself first.
In every payday, set aside an amount that you will place in a different savings account. Don't skip on this, and this will be your fund for the future.
Stick to your list.
Make a list before shopping, this list include all your needs that are necessary, it gives you discipline and not to indulge on impulse-buying.
Bring your own snacks.
Foods in stopovers when travelling or in movie houses are much expensive than in groceries, you can saves a lot this way if this permits you.
Pay bills wisely.
Pay bills before deadlines, it will saves you on paying interest or penalties.
Park on free slot.
Even this is far away on entrance. This, can saves you on fees and gasoline.
Second hand stuff are still good
Find some use stuffs before buying brand new, just make sure it still in good condition. You can save almost half on its original price.
Water is healthy.
In diners, soda drinks and some beverage are not just expensive but also loaded of sugars which is not good to health. Remember water is much healthy and free.
No spending day.
Set a day twice a month or every week if you can, that you commit not to spend any money.
Use cash
In every small indulges, better to use cash than charge it to your debit card, these small buyings can increase your debt much faster and using cash can help you to think twice.
Allocate funds
Beside your savings, set funds for emergency, vacation, recreation or things that you really want.
Invest.
Savings money will not be enough, but can give you a buffer and confident to make it grow by investing.
This serve as a reminder that can help you to be frugal and saves money that you can multiply by investing and truly achieve financial freedom!... :)
Happy Weekend!..
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Thank you for sharing your post.
Have you ever tried using the envelope method to save up money for different things that you want and need to save up for? Using this method of saving.has helped me tremendously .because I know where my money is being saved and spent.and when I use money in one envelope I don’t have to worry about coming up with less money in another.because all of my money saving and spending categories are separate From each other.
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Thank you for sharing this, your method is really a smart one, I will try it..:)
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