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RE: I have no choice but to be poor, in debt, etc. People here are talking about how they spend $20,000+ on this like it's nothing. Makes me sick.
In other words how do I get out of over $20,000 debt with investing $20 credit here? I don't think a positive attitude is realistically going to do that, it might carry me through the next 15 years doing meaningless work at some other big company... I just don't see how investing the minimal credit I have left here is going to change my life for the better.