This is what refunds are for.
If I will pay and not get a vote, or get it so late after the round got longer and more people went into it and eroded profitability, I will deserve a refund.
In this case, it was some problem that made you lose.
You deserve a refund.
If I send you 0.1, it will be automatically refunded to me, so tell me how can I refund you?
Where to send it?
And why did you stop claiming your rewards?
Claiming rewards makes you grow quicker than you think:

1. Increases your future rewards by increaese of your SP
2. Increases your bids per round by increase of your SP
3. Increases your interest on rewards by increase of your SP.

Articles 1 and 3 directly reinforce each other.

Why not claim your rewards?
You do not need to do it every time, just before a voting cycle starts, suppose when your "VP" gets to 99.9%.

edit: After posting this reply I noticed that you finally claimed your rewards today before I replied to your reply, but everything I wrote is still in tact.
Postponing claiming your rewards postpone your growth.