Govt messes up everything they touch... why do we keep looking to them for solutions to problems they create? People need choices to keep costs down...less regulations, less controls and mandates.... americans take control, be confident, take responsibility.....preventative care and natural holistic solutions and f if you need stitches or a cast a local clinic should be able to do that for $100 or less. Small competitive clinics should be in competition to keep costs down. Insurance for health should be like homeowners insurance.... only there for catastrophic problems. pay cash for little things and for big problems the insurance could be affordable and only cover major operations or stays. That s how i envision a great system