You have other options. But you will need to pay a premium. Go to localbitcoins .com. You can make a cash deposit into any bank. You will receive bitcoin immediately. I expect BTC to enter the halving at $680.00. It is possible that there will be one more dump before halving but I dont think so. We could see a spike 24 hrs before so anything around $680 is a good buy in my opinion. Good luck.