I like this article and I think it will be useful for many users I'm sure you will like @steem.leo if you are into finances, money and trading like topics. I use a different app myself called Expense manager and its been almost 2 year since I use it and it has been tracking every single transaction income or expense and it also has the reports I like so much. I highly recommend everyone to track expenses and hopefully get a budget accordingly stick to it and then hopefully make an emergency fund.