When I first started exploring insurance for driving passengers in New York City, I quickly realized how complicated the requirements are. Trying to navigate coverage limits, liability, and city regulations on my own felt overwhelming. That’s when I turned to a TLC insurance broker . They guided me through the process, explained the nuances of commercial coverage, and helped me select a policy that complies with city rules. Working with a broker saved me from making costly mistakes and ensured I was fully protected from day one, giving me confidence on the road.