5 best recommendations to save money

1 Set Savings Goals

One of the best ways to save money is by visualizing what you are saving for. If you need motivation, set saving targets along with a timeline to make it easier to save. Want to buy a car in less than 4 years with a 30 percent down payment? Now you have a target and know how much you will need to save each month to achieve your goal.

2 Eliminate Your Debt

If you're trying to save money through budgeting but still carrying a large debt burden, start with the debt. Not convinced? Add up how much you spend servicing your debt each month, and you'll quickly see. Once you're free from paying interest on your debt, that money can easily be put into savings.

3 Reduce larger expenses

These recommendations are decidedly more painful. If you smoke, for instance, take steps to quit. Don't buy season tickets to anything. Trade in your luxury property or sports utility vehicle for instance for something a lot cheaper to buy.

4 Cut your taxes

Usually this means taking better advantage of itemized deductions, which is a lot easier to do if you're either self-employed or have some passive income from work you do outside of a regular job.

5 Lower your cell phone bill.

If your monthly cell phone bill competes with your monthly grocery budget, it’s time to find ways to cut back.

See tips on how i made extra money to save:

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