Thank you, @conradsuperb, I read the comments on the linked to post before responding here. I understand what you are saying, but that is not what we are being asked to vote for. I have a lot of sympathy with @taskmaster4450's comment about a lot of work without a lot of people, and there may be merit locking into a lower rate of interest, especially when you take into account that we still have not got a plan for engaging a wider base of investors, something that is going to take a lot of time. My position for this vote remains the same.