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RE: Why my account value is going down?
It's probably because the value of Steem and Steem Power is going down.
Steem Dollars are a little less fluid because the currency is manipulated to keep 1 SD roughly equal to 1 USD, but there is still some room for inflation/deflation there.
Pedro is because steem decrease 0.19% a week no matters if the price goes up or down, Steem dollars pay you 10% a year and is 1 to 1 with the american green, steem power gives you 90% interes a year but you cant take your money in one take, you have to.power down and then 124 payments will take to give you your money, like in 2 years.