I have a pistol with 8 rounds and I _begrudgingly choose Option 2, and give up my pistol and rounds :<

I need food. Instincts say to kill her and take her stuff, though I generally try to avoid provoking non-hostile NPCs.

Besides, she's obviously telling the truth because

I mean

She snuck up on me. If she had any weapons or anything, she could have just killed me and looted my body. Maybe if I'm lucky, I can team up with her and we can just share the ammo and food!! :D Strength in numbers!!

_{though I dunno if befriending NPCs is even an option in this game.... XD}