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RE: Steem, inflation and holding for retirement.
Age creeps up faster than one believes and I too have been thinking about preparing for retirement and how behind I am given my lifestyle. However, I think I have begun to adjust both how I save but how I spend. Maybe I will not have to worry if Steem becomes a Top 10 Cryptocurrency!
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The top 50 will be fine in a few years, if it is in the top 100 in 20, it will be in a very good position.