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RE: Steem Dollars currently collecting 0% APR - why?
It needs to be the coin's wallet that you download and run on your computer. Leaving your coins on Poloniex, or any exchange, won't earn any interest for you.
Ok thank you for the clarity!
Also worth mentioning the obvious: it's not safe to leave your coins on an exchange, you don't own the private keys so you don't actually own them.