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RE: Your Steem and Steem Dollars are not safe! Do this now if you don’t want to lose it all!
It's a very good idea for advanced users but inconvenient. Unfortunately most people choose convenience over security. I hope more people would do what you describe. Thanks for the suggestion @mightypanda!
agree to that. I am lazy myself, a lot of my coins are on exchanges so i can sell them quickly when i see an opportunity. Part of the reason it, when you see a price pump, mostly the wallets for that coin go down or there is so much congestion that you will not be able to send it to exchange in time.