People speak about ROI and see this as either an investment-vehicle [...]

Yeah, I understand using Steem as an investment. That's fine to me because I feel that investments are "long-term" for the most part, and I believe that using Steem as an investment supports the original overall idea of Steemit.

[...] or a great opportunity to get free internet money for posting 100 memes a day.

Haha, so true. Can we please make the memes stop?! :)

Thanks for your comment!