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RE: The Over-Engineering Of Blogging
You're stating that being paid on steemit is overcomplicated because you need to rely on mining, hopping from currency to currency and so on.
But let's dig a little deeper: in the good old days, you had to rely on google ads which are in no way simple, then on all the banking system that transfers money from the announcer to your bank account, and then to your bank account to that of your baker whenever you decide to use your blogger-cash for something useful.
The only difference is that the later is much better integrated into UX'd neat solutions, while UX is not a priority for blockchained DApps.
But don't worry, that will come very soon. And at that point the gap will show its best and its worst
I have no problems cashing out with Google adsense. After Google Adsense approved the payment, I can get the money via Western Union ASAP. I just wait for the approval of the payment every month and cash it using Western Union.
You're right, from the user point of view, cashing money from adSense, or any fiat service in that aspect, is pretty simple (unless legal matters come in).
My point is that the underlying mechanisms for adSense, western Union and the fiat banking system itself is way more complex than that of steem. Steem just lacks a nice frontend for users to think it's simple