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RE: Buying Starbucks Matcha Latte with Steem Dollars (using TenX card), in 2 steps. 教你用SteemDollar刷卡买星巴克抹茶拿铁
I don't really think they use the best rate tho, even though I once watched the interview where they mentioned they gonna choose the best rate.
But no foreign exchange conversion fee does up the utility of this card as well, when considering all of the fees typically involved in a transaction such as this...