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RE: Stellar Lumens VS Ripple | The Crypto philosophers will chose Stellar
Most crypto world experts, and fans are saying same thing: XRP, ir bank coin, and has nothing to do with decentralisation. So that is the reason they say: NO to it.
Off course... I am thinking the same, but in that article i tried to be impartial ;) I choosed XLM off course on my portfolio. Good Luck!