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RE: Why the Rich and Poor need cryptocurrencies (steemit /steem , Bitcoin, Elyte.io et al )
The banks began as safekeeping of wealth before becoming what they are now. If hackers become the burglairs of the digital era, cyber banks will be created for crypto. It is inevidable.
We have crypto banks now isnt it? Coinbase, blockchain, ledger et al isnt it?
dunno what they count as, I am exchanging my steem dollars with someone who pays directly to my paypal