SuperEx Guide: Introduction to SuperEx Wealth Management and Related Rules

#SuperEx #Guide

What is SuperEx “Finance”?
SuperEx “Finance” is a digital asset management service that allows users to increase their idle funds through professional management capabilities. The products cover two main types: current and fixed, which can adapt to investors with different risk preferences. It can not only meet the needs of flexible deposit and withdrawal of funds, but also provide suitable choices for investors who pursue long-term stable returns.

SuperEx “Finance” product types and introductions:
Current Finance: Funds can be deposited or redeemed at any time, and income is calculated on an hourly basis. After subscription, the funds will be transferred from the spot account to the financial account and interest will be calculated. You can view the current holdings on the financial account page.
Current Finance Limited-Time Event: SuperEx will launch limited-time and limited-quantity high-APR current financial events from time to time. You can enter the details from the financial page to view and participate in the event.
Fixed Finance: You need to choose a fixed term (such as 3 days, 7 days, 14 days, 30 days, etc.). During the holding period, it is divided into non-redeemable in advance and redeemable in advance according to the product attributes. When redeeming a fixed-term product that can be redeemed in advance, there may be income adjustments due to failure to meet the term.

Current Finance Rules:

1. Real-time annualized income
   Real-time annualized rewards apply to assets in current products. The real-time annualized income reward starts to accumulate in the next minute after subscription and is directly accumulated in your financial account. The real-time annualized rate of return may change every minute.

2. Laddered annualized income
   For some current products, SuperEx will provide operating activities using this laddered annualized income from time to time through a laddered grading structure. The amount exceeding the activity limit will be calculated using the basic current APR, and the part that does not exceed will be calculated using the APR of the operating activity. All income from current products will start accruing interest in the next minute after subscription, and the hourly income will be transferred to the financial account in the next hour after interest starts accruing. Note that the annualized rate of return may change every hour.

3. Redemption
   Once the redemption operation is completed, the current product assets will be immediately returned to your spot account, and the current hour’s income will be issued at the next full hour.

Write on Medium
If there are a large number of redemption requests, the redemption may be temporarily delayed. Please wait patiently for the system to complete the redemption operation.

Fixed Finance Rules:

1. Income
   The annualized rate of return of fixed-term products will be locked at the moment you subscribe. During the effective period of the holding, the daily income of your current holding will be calculated using the annualized rate of return.

Daily income = subscribed assets * annualized rate of return / 365

1. Subscription
   If you complete the subscription before 16:00 (UTC+8) on the same day, you will receive your first earnings at 00:00 (UTC+8) the next day. If you complete the subscription after 16:00 (UTC+8) on the same day, you will receive your first earnings at 00:00 (UTC+8) on the day after next.

2. Early Redemption
   For designated fixed-term products, you can redeem assets at any time before the expiration date. Once confirmed, the redemption process will be irreversible. If you redeem in advance, you may face a reduction in the accrued income of the product. The principal you used to subscribe to the fixed-term product will be returned to your spot account at 0:00 (UTC +8) the day after the redemption occurs. In the event of extreme market fluctuations, network delays, or excessive number of requests, redemption may be delayed.

3. Fixed-term product automatic redemption and automatic subscription of current products
   If you do not turn on the current product switch for automatic redemption of the corresponding product, your principal will be automatically redeemed to the spot account at 0:00 (UTC +8) on the day after the last interest payment date of the fixed-term product is completed. If you turn on the switch for automatically subscribing to current products, your principal will be automatically subscribed to the current product of the corresponding currency at 0:00 (UTC +8) on the day after the last interest payment date is completed.

How to participate in SuperEx “Finance” products?
Register as a SuperEx user
Choose the appropriate financial product according to your needs: choose current or fixed financial management.
Subscribe to funds: After subscription, the system will transfer the fund share from the spot account to the financial account and start calculating interest according to the product rules.
Get income: Current financial income is automatically distributed every hour; fixed financial income is automatically distributed every day.