Hey brad, I'm a trader.. So I don't think like an investor and cant really answer your investment questions. I simply trade and compound my coins over and over, regardless of how high BTC or ETH go.. I hold some free coins that I have created, but I use the bulk of my holdings to trade and create more and more coins.. Therefore I am investing for free, and trading is only a way to create more free investments.. Using these principles I have grown a modest $300 into a umm alot.