To be validated as right by you Bigtom with the words, "yep he's right" I am sure will be the highlight of my day. I must say that I am really surprised that we see eye to eye on this.
I can understand your brother and his having to play for the "home team". My wife's uncle John ran the local family run bank in our area that carried the family name. I learned a lot about the banking industry from him just from talking with him at family gatherings and such. That industry is like several others where when you are on the bottom step of the stairs you really don't know what all the details are of the upper floors, the only way to find out is to climb the stairs, and when you get to the top you finally learn. It is at that point though a person has gotten themselves into a place in life that it is hard to even consider changing professions since the salary is "up there" and the years it took to get there can't be gotten back.
My wife gets really angry with me when we have to go to the bank together to do some banking, I always seem to find myself trying to teach these young banker tellers and customer service people about the difference between a Federal Reserve Note and real money among other things.
I can truly appreciate your Grandfather's disgust for FDR, he NEVER forgot for good reason, he and everyone was literally robbed of what ever wealth they had accumulated. It might also be that he knew the Great Depression wasn't something that just "happened", it was intentionally done by the banksters in order to drive the country to its knees and then capitalize on it.
"Thanks for this. It's necessary." , yes, I totally agree with those words of yours. That is why I have taken the time to point these things out, even if only one person ends up benefiting from it it will have been worth the effort.