Well I agree that the whole social credits system is fucked and terrible. I think when I read what you wrote though it reads as "Authoritarian Government" When you're talking about a social credits system and forcing people to do this or that.

My response to that would be, if we end up with an authoritarian government, which I agree is not off the table in these times, that that would spell the end of our society as we know it, I don't really feel like that would be a result of UBI.