It is absolutely never too late. In fact, many coaches enjoy working with adults because they are disciplined and have clear goals. I know a guy who started at 45 and got really strong. Check out chess coach grandmaster for some options. The key is finding a coach who adapts to your pace. Adult learning is different, it is more about logic and understanding systems than rote memorization. It is an amazing workout for the brain and very rewarding. You can set goals like increasing your online rating or just understanding famous games. Go for it!