What I do now:
I just keep accumulating my investments into Cryptos. I let the time go, and banks, governments and other barriers sooner or later will be challenged, and some consensus will be found, or some solution. I am a believer in cryptos, in a long run. I noticed most people, make money and they are rushing to cash it out or something?
Same as internet / e-mail / amazon / e-bay/ or any other progressive and disruptive technological change - it will have many issues in the way. But problems, create solutions, and humans are creative (thanks God), so all will be sorted.
So my advice is: as long as you have money to eat, drink, have normal life, and function without any issues, just keep your crypotos, shuffle them from one investment to another. And time will come when we will be able to pay for daily consumption products in cryptos.
...just patience.... :)